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How much you have to pay UK healthcare as a Student

The exact amount you pay depends on the length of the visa you’re given.

A visa may last longer than your course of study or period of employment.

Cost for a year

You’ll have to pay:

  • £776 per year for students, their dependants, and those on a Youth Mobility Scheme visa, for example £1,552 for a 2-year visa
  • £776 per year for visa and immigration applicants who are under the age of 18 at time of application
  • £1,035 per year for all other visa and immigration applications, for example £3,105 for a 3-year visa

Cost for part of a year

The amount you have to pay depends on the length of the visa you’re given and where you apply from.

6 months or less

You do not need to pay the surcharge if you’re applying from outside the UK for 6 months or less.

If you’re applying from inside the UK, you’ll have to pay half the yearly cost. For example:

  • £388 for students, their dependants, Youth Mobility Scheme or under-18 applications
  • £517.50 for any other application

More than 6 months but less than one year

Wherever you apply from, you’ll have to pay the cost of a full year.

Cost for more than one year

If your visa is for more than a year, you’ll have to pay:

  • the yearly cost plus half the yearly cost, if it’s for 18 months or less
  • the cost of 2 full years, if it’s for more than 18 months but less than 2 years

Paying for dependants

Dependants aged 18 or over usually need to pay the same amount as you.

The exact amount you pay depends on the length of the visa you’re given, which may last longer than your course of study or period of employment.

Refunds

You’ll automatically get a partial refund if you paid the healthcare surcharge for more years than you were granted leave.

When you must pay

If you apply for a visa online, you pay the surcharge as part of the application.

If you apply for a visa by post, you must pay the surcharge online before you send your application. You’ll need to include your IHS reference number on the application form.

If you do not pay

You’ll get an email from UK Visas and Immigration if you do not pay the surcharge (or do not pay enough) as part of your visa or immigration application. 

Check your junk folder if you cannot see the email in your inbox.

Once you get the email, you must pay the surcharge within:

  • 10 working days if you’re inside the UK
  • 7 working days if you’re outside the UK

GEC

164 Comments

    1. This must be paid as an online payment during the Visa application process, allowing use of the NHS (UK National Health Service).

    1. It’s very important to know clearly about UK healthcare payments. This detail was helpful to me in managing future plans well. Do you all have any thoughts about this too?

    1. It’s important to know about the IHS fee when applying for a student visa. This is an important part of the entire visa process. Do you guys have a clear idea about this payment?

    1. “It’s important to know how the surcharge is calculated based on the course duration. Since this directly affects the total payment when applying for a visa, students need to have a clear idea about this. How did you all find out about this calculation?”

    1. Student visa apply කරන අයට healthcare payments ගැන මේ guide එක ගොඩක් useful. Practical details දැනගන්න එක future plans manage කරන්නත් easy වෙනවා. ඔබලාටත් මේ guide එක helpful වුණාද

  1. මෙකේ තියෙන විස්තර බලද්දි, UK student visa එකට apply කරනකොට healthcare surcharge එක ගෙවන්න වෙන එක ගැන හොඳට පැහැදිලි කරලා තියෙනවා. 🎓

  2. Dependentsටත් surcharge එක ගෙවන්න වෙනවා කියලා තියෙනවා. මේක family එකට එකට ගෙවන්න පුළුවන්ද?

    1. ඔයාගෙ ප්‍රශ්නයට සෘජුවම පිළිතුරු දෙන්නම්: Dependents (family members) ටත් healthcare surcharge එක ගෙවන්න වෙනවා. ඒත් මේක family එකට එකට package එකක් විදිහට ගෙවන්න පුළුවන් නෑ. සෑම application එකකටම (student, spouse, child) වෙන වෙනම surcharge එක ගෙවන්න වෙනවා. Visa application online දාද්දි, dependents එක්ක apply කරනවා නම් ඔවුන්ගේ surcharge එකත් එකම process එකේදී ගෙවන්න වෙනවා. ඒක family එකට එකම receipt එකක් විදිහට පේනත්, technically සෑම අයෙක්ටම වෙන වෙනම ගෙවීමක් ලෙසයි ගණන් වෙන්නේ

  3. ඇත්තටම වැදගත් info එකක් UK healthcare payment ගැන මේකෙන් හොඳටම පැහැදිලි වෙලා. ඉගෙනගන්න යන අයට future plans හොඳට manage කරන්න පුළුවන්

    1. UK healthcare surcharge payment ගැන මේ article එකෙන් වැදගත් info එක හොඳටම පැහැදිලි වෙලා. ඉගෙනගන්න යන අයට future plans manage කරන්න easy වෙයි කියලා හිතනවා. Practical clarity එකක් දෙන එකට thanks😘

    1. This explanation is super clear. Because of this info, paying the UK healthcare surcharge has become easy. I think we can manage everything for future plans without any hassle.

  4. I’m happy to see such a detailed article. It was helpful to clearly understand about the health surcharge that needs to be paid for studies in the UK.

    1. I’m also really happy to see this detailed article. I was able to get a clear understanding about the health surcharge that needs to be paid for UK studies. This is helpful for managing future plans well.

  5. It’s awesome that they clearly provide the healthcare costs when applying for a UK student visa. It helps manage future plans 😍

    1. It’s awesome that healthcare costs are clearly stated when applying for a UK student visa. This info also serves as good support for managing future plans. I think I’ve gained some practical clarity😊😊

    1. Visa එක 6 months ට අඩු නම් healthcare surcharge ගෙවන්න ඕනේ නෑ. 6 months ට වැඩි visa applications වලට තමයි surcharge apply වෙන්නේ. මේක හොඳටම clear කරලා තියෙන එක useful

    1. lochana gunasinha

      Dependents don’t need to pay students’ wage fees. They only need to pay the healthcare surcharge. If applying with dependents in the visa application, their surcharge also needs to be paid in the same process

    1. මෙහෙම clear breakdown එකක් දාපු එකට ගොඩක් ස්තුතියි. UK healthcare surcharge payment ගැන doubt එකක් නැතිව practical clarity එකක් ගන්න පුළුවන් වුනා. Future plans manage කරන්නත් easy වෙයි කියලා හිතනවා

  6. ඇත්තටම මේ healthcare payment ගැන හොඳටම idea එකක් ගන්න ලැබුණා. ඉස්සරහට visa apply කරනකොට tension එක අඩු වෙයි.

    1. ඇත්තටම මේ healthcare payment ගැන හොඳටම idea එකක් ගන්න ලැබුණා. ඉස්සරහට visa apply කරනකොට tension එක අඩු වෙයි කියලා හිතනවා. Clear explanation එකක් දීලා තියෙන එකට thanks

    1. The way the surcharge is calculated if the visa is for 18 months is as follows:

      Students and dependents have to pay £776 per year.

      For 18 months (which is 1.5 years), you have to pay for 1 year (£776) + half year (£388).

      Total: £1,164 surcharge payment

    1. When applying for a visa online, the healthcare surcharge is paid as part of the application process itself. You have to pay the surcharge through the card payment system when submitting the visa form. Those applying by post need to pay the surcharge online and include the IHS reference number on the form.

    1. The healthcare surcharge payment that applies to dependents in the same way. If a separate payment is made for it, an IHS reference number is generated in the application process.

    1. 8 months visa එකට healthcare surcharge ගෙවීමේ නියමය අනුව, 6 months ට වැඩි නමුත් 1 year ට අඩු visa සඳහා පූර්ණ වසරකට ගෙවන්න වෙනවා. ඒ කියන්නේ student visa applicants සහ dependents සඳහා £776 ගෙවන්න වෙනවා.

    1. The way to pay the healthcare surcharge when you apply for a visa online is simple. You have to pay the surcharge through the online payment system at the time you submit the visa application. They use secure online methods like card payment (Visa/Mastercard/Debit/Credit). If you’re submitting a postal application, you have to pay the surcharge online and include the IHS reference number in the form

    1. Visa duration එක 6 months නම් Immigration Health Surcharge (IHS) ගෙවීමේ ගාස්තුව £470ක්. මේක student visa applicants සඳහා නියමිත standard rate එක. Visa application එක submit කරන වෙලාවේ online card payment system එකෙන් ගෙවලා IHS reference number එක ලබාගන්න වෙනවා

    1. Normally, Immigration Health Surcharge (IHS) refund process takes around 6 weeks after your visa application is refused, withdrawn, or shortened. Refunds are processed automatically to the same card/account used for payment, but sometimes it can take a little longer depending on bank procedures.

    1. Visa duration එකට match වෙලා surcharge amount ගෙවන්න වෙන එක ගොඩක් understandable. Studentsට තමන්ගේ visa period එකට අනුව ගෙවන්න වෙන ගාස්තුව හොඳටම clear වෙලා practical guidance එකක් ලැබෙනවා

    1. It was very valuable to learn that you can use NHS services after paying the visa surcharge. This allows students to access UK healthcare facilities free of charge.

    1. Visa duration එක 9 months නම් surcharge ගෙවන්නේ £776.
      එහෙම වෙන්නේ, 6 months ට වැඩි නමුත් 1 year ට අඩු visa applications සඳහා පූර්ණ වසරකට ගෙවීම apply වෙන නිසා. ඒක student visa applicants සහ dependents දෙදෙනාටම එකම නියමයයි

    1. People applying for UK student visas must read this article. You can clearly learn about healthcare payments. There are important information when applying.

  7. UK student visa ගැන මේකේ දීපු විස්තර හොඳට පැහැදිලිව තියෙනවා 👍

    1. Students-targeted: “Students who apply for visas can get a clear idea about healthcare surcharge payments from this article.”

    1. Do I need a sponsor for a UK student visa? I don’t know that, but they say you need a sponsor anyway. Can you clarify this for someone like me who is doing the visa application process?

    1. I think it’s possible to make the online payment for the healthcare surcharge when applying for a UK student visa. Is that available at all times? If you know that, can you also explain what the safest payment method is?

  8. Visa apply කරනකොට surcharge payment method එකක් තියෙනවද, card එකෙන් විතරද

    1. වීසා ඇප්ලයි කරද්දී හෙල්ත්කෙයාර් සර්චාර්ජ් ගන්නා payment method එකක් තියෙනවද කියලා මට හිතෙනවා. Card payment එකමද, නැත්නම් තව options තියෙනවද කියලා ඔයාගේ experience එක share කරන්න පුළුවන් කෙනෙක් ඉන්නවද?😊

    1. When applying for a UK student visa with dependents, is the healthcare surcharge charged to the student the same amount as for one person

  9. Studentsට ගෙවන්න වෙන මුදල් adults ට වඩා අඩු කියන එක හොඳ info එකක්

    1. UK student visa apply karaddi healthcare surcharge ganna dependents laṭa student la wage ekama amount ekak gannawada? Oyala dannawada students laṭa adults laṭa wage difference ekak thiyenawada kiyala share karanna puluwan kenek innawada?

    1. “They told me that if the visa period is more than 6 months, I have to pay the healthcare surcharge. That’s really useful info. Can you tell me if this applies to all similar situations

    1. “They told me that if the visa period is more than 6 months, I have to pay the healthcare surcharge. That’s really useful info. Can you tell me if this applies to my situation as well?

  10. මේක කියවලා දැන් NHS service use කරන්න හැම එකේම payment structure එක හොඳටම තේරෙනවා.

    1. ඔව්, මේ article එකෙන් NHS service use කරන්න හැම visa applicant එකටම ගෙවන්න වෙන payment structure එක හොඳටම පැහැදිලි වෙලා තියෙනවා. Practical examples දාපු එක නිසා studentsට තමන්ගේ visa duration එකට match වෙලා ගෙවන්න වෙන ගාස්තුව හොඳටම තේරෙනවා. Future plans manage කරන්නත් easy වෙයි කියලා හිතනවා

    1. This is actually a great protection and support for parents. 👨‍👩‍👧‍👦 By reducing the fees that must be paid when applicants are under 18 years old, the financial burden on families is reduced.

    1. ආපසු ගෙවීම ස්වයංක්‍රීයව සිදු වෙනවාද, නැත්නම් අපිම අයදුම් කරන්න ඕනේද කියලා පැහැදිලි කළා නම් හොඳයි

    1. Refund process එක සාමාන්‍යයෙන් සති 6ක් පමණ ගන්නවා. 💡 Visa application එක refuse, withdraw හෝ shorten වුනාම Immigration Health Surcharge (IHS) refund එක ස්වයංක්‍රීයව ඔබ ගෙවූ card/account එකටම යවයි. කෙසේ වෙතත්, bank procedures අනුව සමහර වෙලාවට ටිකක් වැඩි කාලයක් ගන්න පුළුවන්

  11. Visa apply කරනකොට healthcare surcharge ගැන මේකෙන් ගොඩක් clear idea එකක් ගන්න ලැබුණා😊😊😊

    1. Visa apply කරනකොට healthcare surcharge ගැන මේ article එකෙන් ගොඩක් clear idea එකක් ගන්න ලැබුණා. Practical breakdown එකක් දීලා තියෙන නිසා future plans manage කරන්නත් easy වෙයි කියලා හිතනවා. ඔබලාටත් මේකෙන් doubt එකක් නැතිව පැහැදිලි info එකක් ගන්න ලැබුණාද😊

    1. “Yes, the practical example you gave that matches the visa duration is very useful. Having clear examples where the amount matches the duration makes it easy for students to make decisions.”

  12. Visa 6 months ට අඩු නම් surcharge ගෙවන්න ඕනේ නැති එක valuable info එකක්.🙂🙂

    1. kithsiri jayathilake

      Visa 6 months ට අඩු නම් surcharge ගෙවන්න ඕනේ නැති එක ගොඩක් valuable info. මේක දැනගත්තම studentsට unnecessary payment avoid කරන්න පුළුවන්

  13. Healthcare surcharge ගෙවලා NHS service use කරන්න පුළුවන් කියලා දැනගත්තම confidence එක වැඩි

    1. jagath mahaliyama

      Healthcare surcharge ගෙවලා NHS service use කරන්න පුළුවන් කියලා දැනගත්තම studentsට confidence එක ගොඩක් වැඩි වෙයි. මේකෙන් ඔවුන්ට安心ව treatment ගන්න හැකියාව තියෙනවා කියලා feel වෙනවා

    1. Visa එක 1 year ට වැඩි නමුත් 18 months ට අඩු නම්, ගෙවන්න වෙන මුදල 1 year (£776) + half year (£388).

      ඒක එකතුව £1,164 surcharge payment එකක් වෙනවා students සහ dependents සඳහා

  14. Studentsට ගෙවන්න වෙන මුදල් adults ට වඩා අඩු කියන එක parentsට relief එකක්

    1. Studentsට ගෙවන්න වෙන surcharge adults ට වඩා අඩු කියන එක parentsට ගොඩක් relief😍😍😍

    1. The explanation of the surcharge amount matching the visa duration is very clear. This will help students plan the amount they need to pay well.

  15. NHS service use කරන්න හැම එකේම payment structure එක මේකෙන් හොඳටම තේරෙනවා.👌👌👌

    1. NHS service use කරන්න හැම එකේම payment structure මේකෙන් හොඳටම තේරෙනවා. Studentsටත් parentsටත් clear idea එකක් ලැබෙන එක ගොඩක් useful 🥰😍🥰

    1. Refund process for the UK Immigration Health Surcharge (IHS) is not automatic — you must apply for it if you are eligible. Refunds are usually available in specific circumstances, such as if your visa is refused, you withdraw your application, or you qualify under health and care worker exemptions.

    1. Yes, the healthcare surcharge is paid through a secure online payment method. You have to pay the surcharge through the official UK government portal during the visa application process, and it goes through internationally accepted secure payment options like credit/debit cards.

  16. Visa apply කරනකොට healthcare surcharge ගැන මේකෙන් ගොඩක් clear idea එකක් ගන්න ලැබුණා. Future plans manage කරන්න easy වෙයි කියලා හිතනවා

  17. As soon as you find out that you have to pay a surcharge for dependents too, you can organize the family plans properly.

  18. Visa duration එකට match වෙලා surcharge calculation එක practical examples දාන්න පුළුවන්ද?

  19. £776 per year කියන එක දැක්කම ටිකක් shock උනා 😅 healthcare free කියලා හිතාගෙන හිටියේ

  20. sankalpa senarathna

    අඩේ බන් මේ healthcare charge එකත් pay කරන්න වෙනවද 😅 මම හිතුවෙ visa fee එක විතරයි කියලා… UK යන එක ලේසි නෑ නෙ 😐

  21. හැබැයි use කරන්නත් නැතුව මේක pay කරන්න වෙන්නේ ටිකක් unfair වගේ. compulsory fee එකක් වගේ දාගෙන තියෙනවා 😒

  22. kamal ihanadhipathi

    I’m planning to send my son to the UK. When parents see details like this about expenses, they get a real picture. Thanks for explaining it like this

  23. shanaka dulanjaya

    Cost එක වැඩියි තමයි, හැබැයි UK degree එකට value එකත් තියෙනවා

  24. Honestly speaking, the fees seem a bit unfair for international students 😐 We don’t have the support that local students have

  25. Simple way එකට explain කරලා තියෙනවා. Google කරලා තේරෙන්නෙ නැති දෙයක් මේකෙන් clear උනා 👍

  26. මට නම් මේ IHS fee එක ටිකක් heavy වගේ. Tuition + living already high, ඒකට healthcare fee එකත් add වෙද්දි budget plan කරන්න ලේසි නෑ 😕

  27. මට නම් බය මේක pay කරලා visa reject උනොත් මොකද වෙන්නේ කියලා……………………………. refund දෙනවද දන්නේ නෑ

  28. visa apply කරන වෙලාවේම full amount එක pay කරන්න ඕනේ කියන එක tough 😐 installments දාන්න බැරිද?

  29. I’m in the UK now. You need to have paid the IHS when applying for the visa. Once you’ve paid that, basic services like GP visits are free 👍

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